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What is a Declaration of Trust and why might I need one?

Posted on August 11th 2022

With the recent increase in property prices, it is not surprising that more and more people are finding it difficult to purchase a property and ‘get their foot on the property ladder’. Individuals and couples seem to be exploring the different methods in which they...

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Bank of England scrap mortgage affordability test

Posted on August 1st 2022

Residents looking to get on the property ladder may now be one step closer as the Bank of England has scrapped the mortgage affordability test. The withdrawal of the test comes into effect today (1st August) after the bank initially announced plans to remove it...

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Is now a good time to buy a house?

Posted on June 23rd 2022

  Buy now, or wait? That is the question prospective homeowners are struggling to fathom in today’s hot housing market. Many ‘would be’ buyers have been leaning towards the ‘wait’ side of that equation given today’s economic climate. House prices have gone through the roof...

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Equity Release – Myth Busters

Posted on May 26th 2022

Equity Release is a popular option for many people who would like to remain living in their own homes but would like to raise some cash in order to fund their lifestyle, support a comfortable retirement, or fund home improvements, amongst many other reasons. Is...

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Buying or selling a house? – What do you need to sign?

Posted on April 19th 2022

  Throughout the course of the conveyancing process, you will be required to complete and sign many documents, most of which can be completed and returned electronically. There are, however, a few documents which need to be hand signed during the conveyancing process.   These...

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Leasehold Reform (Ground Rent) Act 2022

Posted on April 7th 2022

What is the new law looking to change? The Leasehold Reform (Ground Rent) Act looks to restrict ground rent on new long leases to ‘one peppercorn’, i.e. there is no ground rent payable. This new legislation will not affect existing leases. The new law affects...

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Bank of England base rate change – what it means for your mortgage

Posted on February 17th 2022

In December 2021, the Bank of England increased its base rate to 0.25% from 0.10%, for the first time in more than three years. In February 2022 the base rate was increased again from 0.25% to 0.50% as the cost of living was on course...

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Land Registry fees are changing – How will this affect you?

Posted on December 22nd 2021

  On the 31st January 2022, Land Registry fees will be increasing. If you are purchasing or remortgaging a property from this date, then you will be affected by this change. In order to register the property in your name and to update details of...

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Kieba Property Meet

Posted on November 30th 2021

Oliver & Co is proud to announce itself as a sponsor of the Kieba Property Meet. Held every first Monday of the month, the Kieba Property Meet offers a friendly property networking event for likeminded individuals looking for support and advice on their path to...

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Back to Reality – The Return of Stamp Duty!

Posted on October 12th 2021

What is Stamp Duty Stamp Duty Land Tax (SDLT) is a tax you must pay when buying a property over a certain threshold and almost everyone who purchases a property above a certain value will pay Stamp Duty at some point. The ‘Stamp Duty Holiday’...

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