Lasting Power of Attorney (LPA) Solicitors in Chester
Protect your future with a Lasting Power of Attorney.
Why choose us?
Our experts provide a comprehensive, personal service and are highly-qualified to give you and your family the very best advice. We offer:
- Free initial advice from expert Solicitors, in person or over the telephone.
- Free home and hospital visits.
- Competitively priced Lasting Powers of Attorney, from £295 + VAT.
- Comprehensive advice to help you decide whether an LPA is suitable for you or a family member.
Contact us today by calling 01244 312306.
What is a Lasting Power of Attorney?
A Lasting Power of Attorney is a vital document. It gives someone you trust the ability to make decisions on your behalf if you are no longer able to. For example, if you lose mental capacity through illness (i.e. if you developed a disease such as dementia) or serious injury (i.e. a head injury).
Why should I make a Lasting Power of Attorney?
Failing to make a Lasting Power of Attorney before you lose mental capacity can have a devastating impact on you and your family. Without one, your family or friends would have to apply to the Court of Protection to make any decisions about your healthcare or finances. This is an expensive and time-consuming process and you may not get the outcome that you would have wanted.
Breaking the stigma:
Losing mental capacity (the ability to make decisions) does not discriminate. Unfortunately, it could happen to anyone. Many people do not like to consider a future where they could become unable to make decisions, but preparing for the future with a Lasting Power of Attorney is the best way to protect yourself if the worst were to happen.
The Alzheimer’s Society estimates that by 2025 there could be more than a million people living with dementia.
Married couples cannot make decisions for their spouse without a Lasting Power of Attorney
It is a common misconception that your husband/wife will automatically be able to make decisions on your behalf. This is completely false. Without a Lasting Power of Attorney even next of kin cannot take charge of your finances. This includes selling a house you own together, allocating money for your care, or even accessing your individual bank account to pay bills. This could create a very difficult financial situation for your loved ones.
Importantly, you can only make an LPA when you are still able to make decisions.
Types of Lasting Power of Attorney:
There are two types of Lasting Power of Attorney (LPA). These are:
- Health and Welfare LPA
- Property and Financial Affairs LPA.
They allow a person(s) of your choice to make decisions around your healthcare, finances, or both, depending on which LPA(s) you choose to make.
Health and Welfare LPA
A Health and Welfare LPA can be used to make decisions about:
- Where you live.
- The type of health care and medical treatment you receive (including life-sustaining treatment).
- Day-to-day matters, such as your diet and routine.
This LPA can only be used when you are unable to make decisions.
Property and Financial Affairs LPA
A Property and Financial Affairs LPA can be used to make decisions about:
- Your bank and savings accounts.
- Making or selling investments.
- Paying your bills.
- Buying or selling your house.
This LPA can be used, with your permission, as soon as it is registered.
How much does a Lasting Power of Attorney cost?
We provide very competitive pricing for Lasting Powers of Attorney, starting from just £295 + VAT.
Do I have to have been affected by illness or injury?
Both types of LPA stay in force even if you lose mental capacity. However, the benefit of a Lasting Power of Attorney is not limited to helping manage the affairs of somebody who is mentally incapable. Many people find that through old age or physical infirmity it simply suits them to let other family members look after matters on their behalf. The creation of an LPA gives your family the legal authority to do precisely that.
Do I need an LPA?
You can create an LPA at any age, and we would always recommend that you do create one. However, it is particularly crucial for elderly and infirm people to create an LPA quickly. Business owners should also create an LPA quickly. Without one, who would take over the running of the business? What would it mean for you and your employees’ financial affairs?
How can we help?
If you have any further questions or would like to arrange an appointment you can contact us via:
Telephone: 01244 312306
Livechat: Start a chat with us by clicking the tab in the bottom right-hand corner.
Contact form: Click here
Call and speak to a lawyer on 01244 312306